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Another company which made our top ten best home appliance insurance list is Choice Home Warranty. Offering comprehensive protection on your appliances and systems, clients can rely on them for coverage. Choice Home Warranty has reliable customer service reps ready to answer your warranty needs when it arises. However, some complaints about refusing to cover some claims has brought down their overall score in both our review and the BBB. They were also fined in the state of New Jersey for deceptive tactics on June 15, 2015. Their pricing is on par with other similar home appliance warranty companies.

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Of course, fully disclose any work or replacement that needs to be done when you sell the house. That's a better deal all the way around than a home warranty company. I use PSEandG Worry Free Service. only for big ticket items. Furnace/Air, Fridge, and leave the rest uninsured. I've used their service several times for furnace/central air problems and they always show up the same day or next day and have always fixed the issue with no service charge. In my old house, they replaced the circuit board on the HVAC unit twice in a year for no charge. Of course it would only die on the coldest day of the year. and they'd still come out and fix it same day. In my new house, they gave us a freon charge on the A/C for no service call charge or additional cost up to 1 lb free. which was all we neeeded.